About us
Who We Are
Founded in 2022, PILLAR (formerly Ringkas) established itself as South East Asia's embedded mortgage platform — partnering with property developers and leading financial institutions to modernize home financing process. Operating at the intersection of financial services and technology, we built deep operational knowledge of how South East Asian institutions run their sales pipelines.
What we observed was consistent: institutions were scaling on manual infrastructure. Lead qualification, product matching, customer follow-up — executed by human teams operating at capacity, with limited ability to maintain consistency or grow without proportional cost. The model had a ceiling.
PILLAR AI is an AI-native sales agent platform designed specifically for financial institutions. Embedding directly into existing systems to automate the front of the sales operation without requiring infrastructure overhaul.
Why Institutions Trust Us
Your institution is collaborating with a partner that understands and works within financial regulatory framework.
Our platform runs on enterprise-grade cloud infrastructure with encryption and role-based access controls — the same foundation that powers leading financial institutions globally.
Our AI infrastructure has been stress-tested across high-volume lending workflows. When your sales volume grows, the platform grows with it — no re-integration required.
Our Team
PILLAR AI was founded by technologists from Google, Amazon, and Dell — builders who have shipped products and scaled digital businesses across multiple markets globally. We brought that enterprise engineering rigor into worldwide financial services, because we're aware of the fast growing market in financial institutions and we believe the industry deserves technology built to that standard.
We are supported by venture capital firms with deep roots in financial technology across Asia and the United States.
Their conviction in PILLAR AI reflects confidence in both the market opportunity and our approach to solving it.
Forbes Asia 100 To Watch 2025
Tech In Asia’s 2026
“50 Rising Startups in Indonesia”
Global Fintech Hackcelerator by the Monetary Authority of Singapore (MAS) 2025
Whether you're evaluating PILLAR AI for the first time or ready to move forward.
